Confidentiality has always been a vital element of our relationship with you. We respect your right to financial privacy, and we work hard to preserve your trust. This privacy disclosure is issued to comply with the provisions of the Gramm-Leach-Bliley Act governing the privacy of consumer financial information.

Our Privacy Disclosure Policy

We do not share or disclose nonpublic personal information about you except as required by law or as specifically authorized by you.

Categories of Information we may collect.

We may collect personal information about you from the following sources:

Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.

Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and debit and credit card usage.

Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.

Categories of Information We May Disclose:

We do not disclose any nonpublic personal information (information not otherwise publicly available) about our customers or former customers to anyone, except as required by law.

For your protection, disclosure of nonpublic personal information about you outside of the disclosures permitted by law will require written authorization by you.

Disclosure as Permitted by Law:

We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf. For example, check printing companies. Additionally, we require that these companies only use the information to provide the applicable services or products and that the information is kept secure and confidential.

Confidentiality and Security:

We only give access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. Furthermore, we have information security procedures that comply with federal standards to protect your personal information. We reserve the right to amend our privacy policy. We will notify you if changes are made which could affect your rights regarding your financial privacy.

If you have any questions or concerns about the confidentiality of your account information, please contact us.